Choosing investments, and managing them wisely, requires planning and an understanding of what is appropriate for your situation. CAP COM Financial advisors can assist you in determining the right investments for your risk tolerance level, time horizon, and goals for the future.
Building a portfolio with a variety of investments manages risk since exposure is not limited to one asset class. If one of your investments is declining, another may be growing. Understanding the different asset classes is an important part of building a diversified portfolio.
Assets are divided into different classes based on similar characteristics. Typical asset classes include stocks (equities), bonds (fixed income) and cash (CDs, money market accounts). We’ll help you determine which investment mix is best for you.
No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not guarantee against market risk.
Today, there are many choices for investing in stocks, and bonds, which can play an important role in a diversified portfolio, are often used to assist in meeting investment objectives for income generation or preservation of capital.
Contributions to traditional IRAs are often tax deductible. Contributions to Roth IRAs are made with after tax dollars, but distributions are tax free. Let us help you determine the best ways to use an IRA to save for your retirement.